I got a quote from Geico on a new vehicle.
Mechanical breakdown is $5/mo. I didn’t really want it but after talking to the agent it bumps the windshield deductible down to $50 and will cover electrical issues at any “reputable” shop I want to take it to.
It’s for a jeep gladiator so it has a flat windshield (prone to cracking) and I’ve heard electrical stuff can become an issue down the road.
I can see this paying off just for the reduced windshield deductible.
Anyone have mechanical breakdown insurance and have experiences to share?
Thanks! Any feedback is appreciated!