The cop listed the other guy at fault. I have some body damage to fix but my insurance said I could file with them, or get the other insurer to pay my bodywork and rental.
I’m from SC and I’m confused. I thought the insurers figured out who paid whom.
I don’t understand what is the best option. I have a $500 deductible, but is it worth making the other insurer pay if I avoid that deductible?