So I bought gap through my dealer.
Liberty Mutual offers Better car replacement. Extra $10 a month. I cant obviously double dip if I am fault because I’d still owe the cash value as gap will only cover unpaid net minus cash price of car. But say another driver hits me and have I both coverages, their insurance would cut a check for total loss, gap will only cover unpaid difference. Since I wouldn’t be a 3rd party claim and I am getting cut check from their insurance. I’d still be able to get better car replacement?