Do you still make your monthly payments until term? Once you’ve completed your loan term does your card close out? Or does it turn into a revolving line of credit that can stay open forever? If so, does the type of account change on your credit report or will there be an additional account on your report? If you close the credit card will it affect your credit negatively the same as a normal credit card would? And when closing the credit card account do you receive your money back in full the same as if you payed off your loan? I have so many questions as to what happens to the existing loan account and the technicalities of the changes made! TIA!