My work sent me travelling for 6 months starting on July 1, with a rental car & I am covered by the company auto policy.
So I got a quote to sell my car, I was happy with the quote, so I sold.
Later that day, I cancelled my auto policy on the car, and during the cancel call I was offered “insured non-owner” which I declined, thinking that it wasn’t necessary because I was covered by the employer auto policy.
Well, today I learned about how having a lapse in coverage will (A) skyrocket my rates and (B) make me unable to become insured with my currently preferred insurer Nationwide and possibly other insurance companies.
I think I already know that the best plan to fix this is to get on my parents policy temporarily (I am 34 y/o). But this doesn’t quite solve it.
My whole plan was to sell my car into the currently booming used auto market, and buy a car when my work ends my travel plans in mid-January 2022.
But the complication is, what should I do if I’m shopping for a car in December and find one I want to buy, for example?
Location: OH -> KY in July, then KY -> OH in January 2022.