I’ll be entering college soon for my first year and I’m not very knowledgeable about credit things, like credit score and credit history and such. I may have a general sense of how it works but I don’t know if it’s correct. Can someone ELI5?
I keep getting mail about the Discover it Student Cash Back card. Is it a good card? Should I apply for it, or are there better cards than this? I do regular banking with my local credit union btw.
I would appreciate your help.
Edit: thanks so much everyone for your help, I learned some new things and I applied for this card! And please no more DMs about referral links.