My home has a 22 year old roof. I frequently get door-to-door roof company salesman telling me my roof is damaged and I need to get it replaced. Well, I let one inspect my roof and there’s legitimate damage, missing shingles, cracked shingles, etc. I’d like to begin the process of getting a new roof.
However, I’m also in the process of updating my home insurance policy. I’ve scheduled cancellation of my existing policy for 1 month from now, and my new policy begins. The roofing company rep explained that my policy would only cover the roof if it was active during the storm date.
Given that I have 1 month left on my existing policy, does anyone think this is possible? Preferably, I’d like to begin filing a claim and get a new roof within the month before my policy expires, but I’m unsure if 1 month is long enough, or if home insurance will allow this.
Thanks in advance!