I am trying to understand how billing cycles work and have two hypothetical scenarios/questions to help me understand:
Payment due date is on the 19th of each month. If I make a purchase on 7/28, will it be due 8/19 or 9/19?
Day that the card company reports to credit bureaus is on 7/27. Billing cycle is 30 days long. If a purchase is made on 7/28 and paid off in full by the next reporting day, will that utilization will show up on the credit report?