This is in Nebraska, btw: So, I’m in premarital counseling and our first session was billed $260 with what the office described as a BCBS discounted rate of $153. I asked why this was so high and my provider basically said “yeah, that doesn’t seem right, I only charged $150/hr for couples.” So the next bill was for $150 and my insurance didn’t cover any of it because apparently the contract they have with BCBS only discounts rates over that $153. Talked to the office about it and in summary, “we overcharged insurance based on the Medicaid average to maximize provider profit while keeping it affordable.” So if I had no insurance, I’d be charged $150/hr but since I have insurance…..I actually owe $3 more?! I thought the whole point of having insurance was to cover these types of expenses at least somewhat. Should I keep pushing back or just pay the bill?