Trying to obtain my first credit card, Discover application was rejected instantly.

I’m 22 years old and am interested in switching from debit to credit, currently starting a new job tomorrow. I’ve never had one before or paid any loans, and I’ve applied for 2 cards so far (Paypal Mastercard & Discover It) since I’ve heard they were good beginner cards. With the Discover card, I immediately got this message just after submitting the form (not even able to input my routing/account number):

*Unfortunately, we are unable to approve your application at this time. In 7-10 days, you’ll get a letter from us explaining why.*

Was pretty surprised that it happened that suddenly so for anyone who’s experienced this, I was wondering if I can do something about this or what my backup plans should be if neither card works out.

Any help is appreciated.

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One Comment

  1. You can try to call reconsideration line and see if they can approve you (I would try it for both cards).

    The letter will explain why you got denied. If it’s. Valid reason such as you don’t have enough credit history, I sodio recommend looking into getting a secured card first.

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